Arizona auto insurance quotes and rates depends on a many different factors. Traffic, weather, location and other economic factors (such as employment and population) all play roles on the amount of an Arizona auto insurance quote.
On average, an Arizona insurance holder will spend $1,436.04 a year for car insurance.
There are certain communities that see rather low insurance quotes compared to others in Arizona. But all Arizonans car get free online quotes at arizona-insurance.website/arizona-auto-insurance-quotes/.
Fort Mohave, Arizona is responsible for the fifth lowest insurance quotes in Arizona. The average yearly premium is $1,97.11. Fort Mohave has had a lot of recent growth. It is a rural area as well. The population of this once small community grew from 8,919 in 2000 to 14,364 in 2010 and continues to grow. The average commute time for residents going to work is 20 minutes or less. Unemployment rates are also falling in Fort Mohave, tying into the economic factors.
The forth lowest insurance quotes in Arizona are found in Hackberry. It is another rural area. With only one post office, it is unincorporated and considered a ghost town without a huge population. The average car insurance premium is $1,186.
The third lowest Arizona auto insurance quotes are in Lake Havasu City. This city is in Mohave County and is the largest city in this county. The Arizona auto insurance quote average is $1,181.29. The 52,527 people that reside here have a desert climate and declining unemployment rates. Just in the short span of July to October the unemployment rates dropped from 8.3% to 7.6%. Though alcohol-related crashes in Lake Havasu City are higher than average, the unemployment rates are a bigger influence on the low car insurance quotes. If the unemployment rate is low, it usually lowers the insurance rates because this means there are fewer uninsured drivers.
The second lowest average annual auto insurance quotes is $1,181.18. It comes from the city of Valentine. Valentine is also in Mohave County and there is no crash data history available. The population was last recorded as 36.
The City of Kingsman has the lowest insurance quote rates in Arizona. It is situated in the desert of MoHave. Therefore, there is no harsh weather conditions to affect traffic or cars. In 2013, there were only about 542 car crashes, largely due to the 28,068 population.
Also, the national average of uninsured motorist is 13.8%. Kingsman is at 12%, which keeps the quotes low at an average of $1,158.32 annually.